High School/College Course Content            Junior High/Middle School Course Content
Pre-test 

Modules:
  

 1.  The Plans We Have for Our Lives  
2.  Lifetime Plan
3.  Earned Income and Skill Demand
4.  Earned Income and Skill Supply  
5. Property Income  
6.  Unearned Income from Financial
       Assets and Transfer Payments
7.  The Consumer Life Cycle
8.  Income Over the Life Cycle
9.  Federal Income Taxes
10. Other Deductions from Pay
11. Tracking Expenses and Budgeting
12. Paying for What We Buy
13. Using a Checking Account
14. Renting a Home
15. Owning a Home
16. Food and Clothing
17. Preparing to Acquire a Vehicle
18.  Vehicle Financing
19. Operating a Vehicle
20. Vacation and Leisure
21. Investing in Physical Assets
22. Savings
23. Short-Term Saving Vehicles
24. Long-Term, Fixed Income Assets
25. Equities
26. Investment Funds
27. Investing in Business
28. Costs and Benefits of Borrowing
29. Secured Borrowing
30. Credit Cards and Other Unsecured Borrowing
31. Your Credit Rating
32. Student Loans
33. Identify Theft
34. Understanding Insurance
35. Life, Wills and Disability Insurance
36. Health Insurance
37. Retirement            

 Post-test

 Pre-test

 Income Modules:

1.  Earned Income and Skill Demand
2.  The Consumer Life Cycle
3.  Withholdings and Deductions from Pay

 Expense Modules:

4. Tracking Expenses and Budgeting
5. Paying for What We Buy
6. Using a Checking Account
7. Renting a Home versus Owning a Home
8. Food and Clothing
9. Buying or Leasing a Vehicle 

 Saving Modules:

10. Savings

 Credit Modules:

11. Credit Cards
12. Your Credit Rating

Post-test