Ray Biggs
President
Security Finance of Spartanburg

Ann Bybee
Corporate Manager, Planning and Corp. Communications
Toyota Financial Services

Mary Carolan-Doyle
Senior Vice President
Universal Training

William C. Dunkelberg, Ph.D.
Professor of Economics
Temple University

Frederick W. Geissinger
Chairman and CEO
American General Financial Services, Inc/AIG

Tim Harrelson
President
Penn Hill Associates

Irwin B. Holzman
Chairman & CEO
Reliable Credit Association, Inc.

M. Susie Irvine
President & CEO
AFSA Education Foundation

Steven R. Lambert
President & CEO
Nissan Motor Acceptance Corporation

Lewis Mandell, Ph.D.

Sharon Y. Moore
VP, Director of Operations
Majth Management, LLC

Charles O. Moore
President & CEO
Regency Finance Company

Ralph Rohner, Esquire
Professor
Columbus School of Law Catholic University of America

James F. Smith, Ph.D.
Professor of Finance
Western Carolina University

Michael E. Staten, Ph.D.
Director, Take Charge America Institute
Norton School of Family and Consumer Sciences/Univ. of AZ

James Schneider
Chief Operating Officer
CitiFinancial, Inc.

Chris Stinebert
President & CEO
AFSA

Robert Trojan
Consultant
Financial Servcies Insights

Charles D. Walters
Chairman Emeritus
World Acceptance Corporation