AFSA Education Foundation Provides Recommendations for Better Money Management in '08
Educational Mortgage Brochure for Consumers Now Available in Spanish
Lender, Regulator groups release updated mortgage lending brochure for consumersLender and regulator groups today announced an updated version of Mortgage Loans, a joint brochure to help educate both first-time and veteran homeowners, as well as second mortgage holders and those refinancing a loan.
So You Have an Adjustable-Rate Mortgage. Now What?
With problems in the mortgage lending sector dominating the news, homeowners who have an adjustable-rate mortgage (ARM) may be wondering what, if anything, they should do.
COLLEGE STUDENTS CAN PROTECT THEMSELVES AGAINST IDENTITY THEFT
As college students get ready to head back to school, the American Financial Services Association Education Foundation (AFSAEF) has this advice for them about identity theft: don’t think it can’t happen to you.
17 Ways to Avoid ID Theft on Campus
Free Guide Offers Tips to Manage Finances After Natural Disasters
WASHINGTON, September 8, 2005... Once the danger of a natural disaster is past and their safety is ensured, people should know what to do to take care of themselves financially. That's the intent of "When Natural Disaster Strikes," a free brochure available from the American Financial Services Association Education Foundation (AFSAEF).
Online Course Teaches Money Management Skills to High School Students
WASHINGTON, August 24, 2005... Over 15,000 students in all 50 states and several countries are enrolled to use MoneySKILL (
www.moneyskill.org), a free, online personal finance curriculum from the American Financial Services Association Education Foundation (AFSAEF) that's aimed at the millions of high school students who graduate each year without understanding credit use, budgeting, retirement or other money management basics.
AFSA Offers Support to State Legislators Interested in
Helping Constituents Understand Money Management—
New Video Covers "Three Basics for a Bright Financial Future"
WASHINGTON, August 16, 2005... With policymaker interest in financial literacy on the rise, the American Financial Services Association (AFSA) has begun outreaching state-level legislators to suggest that they organize "town hall" meetings about the importance of good money management.
New E-Brochure Offers Tips On Managing Credit Cards
WASHINGTON, August 9, 2005... From young adults headed to college to established borrowers thinking about getting another credit card, people of all ages are likely to learn something from Understanding Credit Cards, a new brochure produced by the American Financial Services Association Education Foundation (AFSAEF). The free brochure can be downloaded from the Foundation's Web site (
www.afsaef.org).
Hasty Bankruptcy Filers May Have Regrets Later, Says AFSAEF
WASHINGTON, May 19, 2005... As consumers rush to file for personal bankruptcy before an overhaul of the federal bankruptcy law goes into effect, the American Financial Services Association Education Foundation (AFSAEF) has a message for anyone thinking about jumping on the bandwagon: stop and think twice.
Federal Award Hails Personal Finance Curriculum;
$200,000 Grant Recognizes 'MoneySKILL'
WASHINGTON, March 17, 2005... The award of a $200,000 grant from the U.S. Department of Education gives MoneySKILL, the successful online financial literacy curriculum, another cause for celebration as the program marks its first birthday and the nation prepares to mark Financial Literacy for Youth Month in April.
AFSAEF Provides Do's and Don'ts to Deal with "Phishing"
WASHINGTON, December 6, 2004... It's easy to see why some consumers are duped by email known as "phishing," where a sender claiming to be a legitimate (and often well-known) business tries to entice recipients of the email to provide private information needed to access financial accounts. Those who respond usually end up with unauthorized transactions on whichever accounts were comprised.
Financial Literacy Course to be Made Available
to Los Angeles' "At Risk" Youth
WASHINGTON, October 28, 2004... The American Financial Services Association Education Foundation (AFSAEF) and Put It Up, Inc. today announced a strategic partnership to deliver financial education to "at risk" youth in Los Angeles. The partnership combines a Web-based personal finance curriculum offered by AFSAEF with Put It Up's sports and urban entertainment partners, creating a program intended to appeal to underserved, inner-city youth.
Free Guide Offers Tips to Safeguard Property, Finances
Against Natural Disasters
WASHINGTON, May 26, 2004 . . . National Oceanic and Atmospheric Administration (NOAA) forecasters are telling Atlantic Coast and Gulf states to be prepared for an active hurricane season, which starts June 1. However, residents everywhere – from earthquake-prone California to Tornado Alley in the Midwest – are well advised to have plans in place to protect against the damage of natural disasters that can occur where they live.
First Online Personal Finance Course for High Schoolers
Teaches Money Skills for Life
WASHINGTON, March 17, 2004 . . . A ground-breaking online personal finance curriculum aimed at the millions of high school students who graduate each year without an understanding of credit cards, budgeting, insurance or other money management fundamentals was today made available to high schools at no cost by the American Financial Services Association Education Foundation (AFSAEF).
AFSAEF Offers Free Brochure
on Holiday Money Management
WASHINGTON, November 24, 2003... Holiday shoppers interested in common sense guidelines to help them manage their expenses over the next few weeks should take note of "Managing Your Holiday Spending," a free pamphlet available from the American Financial Services Association Education Foundation (AFSAEF).
Five Things for College-Bound Students to Know About Credit Cards
WASHINGTON, August 12, 2003 . . . Young people armed with an understanding of credit card basics before they head off to college are more likely to use these cards responsibly and less likely to find themselves overwhelmed by card debt, says the American Financial Services Association Education Foundation (AFSAEF).
AFSAEF Offer Financial Tips for Summer Vacations
WASHINGTON, June 17, 2003 . . . For an affordable vacation that’s less likely to have financial mishaps, the American Financial Services Association Education Foundation (AFSAEF) offers these recommendations:
FREE GUIDE OFFERS TIPS TO MANAGE FINANCES AFTER NATURAL DISASTERS - Oklahoma Lenders Offering Assistance to Borrowers Affected by Recent Tornados
WASHINGTON, May 21, 2003 . . . Once the danger of a tornado or natural disaster is past and their safety is ensured, people should know what to do to take care of themselves financially. That’s the intent of “When Natural Disaster Strikes,” a free brochure available from the American Financial Services Association Education Foundation (AFSAEF).
Free Brochure Offers Tips, Guidance on Shopping for a Mortgage
WASHINGTON, May 13, 2003 . . . For homeowners considering a home repair or improvement this spring or summer, there’s a free brochure that can assist them with taking out a second mortgage to finance the project.
AFSAEF, NADA Publish Vehicle Financing Brochure for Consumers
SAN FRANCISCO, February 1, 2003 . . . The trade associations for the nation's auto lenders and franchised new car and truck dealers today released a new brochure to help educate consumers on the basics of vehicle financing.
See brochure PDF.
Free Personal Finance Workshops to Be Offered to New Mexico Residents
WASHINGTON, January 9, 2003 . . . As a follow up to its well-received series of free personal finance workshops held two years ago in New Mexico, the American Financial Services Association Education Foundation (AFSAEF) is returning to the state next week to conduct three more of them.
Ten Tips to Protect Your Credit Card During the Holiday Season
WASHINGTON, November 13, 2002 . . . With credit card use more prevalent this time of the year, the American Financial Services Association Education Foundation (AFSAEF) offers ten tips to help consumers avoid fraudulent charges on their cards and reduce their odds of becoming identity theft victims:
Free Personal Finance Workshop Offered to Sacramento Residents - Council Member Lauren Hammond to Provide Opening Remarks
WASHINGTON, October 16, 2002 . . . The educational affiliate of a Washington, DC-based financial services association is joining forces with local community groups to offer a free personal finance workshop next week for Sacramento residents.
Guarding Against Identity Theft: Preventive Steps Now Can Reduce Problems Later, Says AFSAEF
WASHINGTON, January 15, 2002 . . . With the holiday season over, the coming months could see a rise in "identity theft" as pick pockets and other thieves who lurked among December's shopping crowds use stolen personal information to get credit in someone else's name. Two factors - the difficulty in detecting identity theft early and inadequate public awareness about its increasingly commonplace nature -- are likely to fuel the trend.
Managing Credit in Unpredictable Times: Lower Interest Rates Help Some, "Tried and True" Basics Help All, Says AFSAEF
WASHINGTON, October 31, 2001 . . . Given the mixed messages they're hearing, many people are uncertain about what lies ahead economically and whether or not to buy, borrow or save. Should they avoid taking on debt in light of the slowing U.S. economy and large numbers of job layoffs? Or should they take advantage of low mortgage rates, heed The White House's request to go out and use their credit cards and believe, as some economists do, that a financial rebound will occur in 2002?
Back-to-School Budgeting Can Prevent Over-Your-Head Spending, Says AFSAEF
WASHINGTON, August 15, 2001 . . . With summer just about over, many parents and their offspring are heading to the malls for the annual back-to-school shopping ritual. Others will go online - last August, back-to-school activity prompted total online spending to increase to $4.2 billion from $4 billion in July, according to a 2000 study by the National Retail Federation and Forrester Research.
Lender, Regulator Groups Collaborate on New Mortgage Lending Brochure for Consumers
WASHINGTON, July 10, 2001 . . . Lender and regulator groups today announced a new joint brochure on mortgage lending that they hope to get in the hands of consumers before they sign on the dotted line for their loans.
Preparing for Natural Disasters: Free Guide from AFSAEF Offers Tips to Safeguard Families, Property -- and Finances
WASHINGTON, June 13, 2001 . . . Last week's arrival of Tropical Storm Allison, along with other unusually early hurricane activity, prompted the Federal Emergency Management Agency (FEMA) to urge residents to make final hurricane preparations. However, residents in all natural disaster areas - from earthquake-prone California to Tornado Alley in the Midwest - are well advised to have plans in place to protect against damage that can occur where they live.
CONSUMER ALERT: Hasty Bankruptcy Filers Likely to Have Regrets Later
WASHINGTON, May 2, 2001 . . . . As reports show a surge in personal bankruptcy filings in anticipation of changes to federal bankruptcy laws, the American Financial Services Association Education Foundation (AFSAEF) has this message for consumers about to jump on the bandwagon: stop and think twice.
Free Workshops Aim to Help New Mexico Residents Get Out of Debt
WASHINGTON, August 30, 2000 . . . Starting next week, two financial services associations - one national and one local -- will offer a series of free personal finance workshops for New Mexico residents, with Gallup as the site of the first workshop.
Helping College Students Avoid Credit Card Woes: Parents Can Play an Important Role, Says AFSAEF
WASHINGTON, August 8, 2000 . . . When college students arrive on campus sometime in the next few weeks, many will take advantage of opportunities to sign up for a credit card and receive free giveaways like T-shirts or frisbees. Some of these students will have little or no experience with managing a credit card.
AFSAEF Offer Financial Tips for Worry Free Summer Vacations
WASHINGTON, June 21, 2000 . . . When they're on vacation, many people tend to become more relaxed about money, splurging on expensive hotels and restaurants and failing to safeguard their wallets or pocketbooks. As a result, they may find themselves with some unfortunate consequences afterwards.
Consumer Alert: Plan Now to Safeguard Families, Property, Finances Against Natural Disasters
WASHINGTON, May 17, 2000 . . . The 2000 hurricane season that starts next month is expected to be "above average," according to the National Weather Service. AFSAEF's new consumer guide, "When Natural Disaster Strikes" can help residents put plans in place to protect against natural disaters that can occur where they live.
For Last-Minute Holiday Shoppers, Credit Use Requires Extra Discipline
WASHINGTON, December 14, 1999 . . . It may be less than two weeks until Christmas, but there are plenty of people who haven’t finished (or even started) shopping for gifts yet. For those folks, the tendency often is to hit the mall or the Internet and buy something – anything – for family members and friends, no matter what it costs and whether they can afford it.
DaimlerChrysler Fund Gives Grant to AFSAEF
WASHINGTON, DC, August 5, 1999 . . . DaimlerChrysler Corporation Fund, the philanthropic arm of DaimlerChrysler Corporation, is the latest automotive entity to support an industry wide public education effort in personal finance with a grant to the American Financial Services Association Education Foundation (AFSAEF), an affiliate of the American Financial Services Association (AFSA).
