This brochure will help you understand the terms of financing and issues to consider before entering into a personal loan.

Topics Discussed:

• Is a Personal Loan Right for Me?
• What Happens When I Apply for a Personal Loan?
• Will I Need a Co-Signer?
• Do I Need Credit Insurance?
• What Terms of Financing Should I Know Before I Sign?
• What Happens If I’m Late With My Payment?
• How Do I Know If I Can Afford a Loan?
• What State and Federal Laws Should I Know?

If you are unable to download the PDF, please send an email to susie@afsamail.org.